Secure Your Future with Confidence

Expert Medicare Guidance You Can Trust

At Orion Medicare Advisors, we provide personalized Medicare solutions designed to fit your unique needs. Let us help you navigate your healthcare options with clarity and confidence, ensuring peace of mind for your future.

A businessman is holding a laptop and looking up.

Explore Our Tailored

Medicare Advisory Services

Discover personalized Medicare guidance designed to meet your unique health and financial needs. Receive expert assistance with enrollment, plan adjustments, and cost-effective strategies to secure your future with confidence.

FAQs

Get Answers to Your Top Medicare Questions Here

Am I Eligible for Medicare?

You may qualify for Medicare if you are a U.S. citizen or a permanent resident who has lived in the country for at least five continuous years. Eligibility typically applies to:

- Individuals aged 65 or older.

- Those under 65 with a qualifying disability, usually after receiving Social Security Disability Insurance (SSDI) for 24 months.

- People diagnosed with End-Stage Renal Disease (ESRD), requiring dialysis or a kidney transplant, or Amyotrophic Lateral Sclerosis (ALS), also known as Lou Gehrig's disease.

Can I change my Medicare plan after I've enrolled

Yes, you can change your Medicare plan during the Annual Enrollment Period, from October 15 to December 7 each year. Changes made during this period will take effect on January 1 of the following year.

What are the differences between Medigap and Medicare Advantage plans?

Medigap is supplemental insurance that covers costs not included in original Medicare such as deductibles and co-insurances, while Medicare Advantage plans are an alternative to Original Medicare, often offering additional benefits like vision, hearing, and dental, but with network restrictions.

Do I need additional coverage if I have Medicare?

While Medicare covers many healthcare needs, it does not cover everything. Additional coverage, such as a Medigap policy or a Medicare Advantage plan, can help cover additional expenses such as prescriptions, dental, vision, and hearing services.

How can Orion Medicare Advisors help if Im still working and have employer coverage?

Our advisors can help you analyze your current employer coverage and compare it with Medicare options, guiding you through the decision on whether to switch to or delay Medicare based on costs, benefits, and your personal situation.

Are prescription drugs covered under Medicare

Part D of Medicare provides coverage for prescription drugs through private insurance companies

Advisory services are offered through Orion Medicare Advisors, a state-registered investment advisory firm. This material is for informational purposes only and does not constitute investment, legal, or tax advice. It is not intended as a recommendation or as the sole basis for any financial decision. Individuals should consult with an independent legal or tax professional regarding their specific situation. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not indicative of future results. Investments in foreign securities involve additional risks, including currency fluctuations and political instability. Any references to protection benefits or guaranteed income refer only to fixed insurance products. These products are not deposits, not FDIC insured, not insured by any federal government agency, and not guaranteed by any bank or credit union. Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Annuities may be subject to fees, surrender charges, and holding periods that vary by insurer. Information provided by third-party sources is believed to be reliable, but accuracy and completeness cannot be guaranteed. This material is not a solicitation to buy or sell any investment or insurance product.